Butler County receives a Federal Allocation through the U.S. Department of Housing and Urban Development (HUD) on an annual basis through the following programs:
From the funds received through the above HUD Programs, Butler County is given the responsibility of creating local County Programs which best serve the residents of the County. These County-wide Programs include the following:
Down Payment Assistance
In 2004, the Down Payment Assistance program was converted to the American Dream DownPayment Initiative (ADDI). The ADDI Program, signed into law on December 16, 2003, established a separate formula under the HOME Program by which HUD allocated funds to states and to participating jurisdictions already administering the HOME Program. Prior to that, Butler County had already established the “Down Payment Assistance” Program. The purpose of this program is to make downpayment assistance to low-income families who are first-time homebuyers for the purchase of single family housing that will serve as the family’s principal residence.
The Downpayment Assistance program is administered by Neighborhood Housing Services of Hamilton (NHS), on behalf of the Butler County / City of Middletown HOME Consortium. The residence to be purchased must be located within the Butler County Entitlement and Consortium area, excluing the city of Hamilton.
For additional information about Down Payment Assistance, please contact NHS at (513) 737-9301.
Downtown Revitalization
The goals of the Downtown Revitalization Program are to:
- Aid in the revitalization of Butler County’s Business Districts and/or small business owner;
- Aid in the elimination of slums and blight;
- Create and retain permanent, private-sector job opportunities, principally for persons of low
and moderate-income;
- Maintain and preserve historical integrity of the buildings and the general area within
Butler County’s Business Districts.
Downtown Revitalization projects are awarded on a first come, first serve basis. The business must be located within the Butler County Entitlement area. Therefore, outside the geographical boundaries of the cities of Hamilton and Middletown. There is a local match requirement in order to participate in this program.
Activities eligible under the Program include but are not limited to the following:
- Facade improvements
- On-site parking improvements
- Streetscaping (not including sidewalk or street installation or repair)
- Traffic calming devices
Home Repair
Home repair assistance is made when there is an immediate threat to the health and safety of the occupants. Only repairs considered an “emergency” will be eligible. This program is designed for single-family, owner-occupied properties. Rental units and mobile homes are not eligible under this program. The following criteria must be met in order to participate in the Home Repair program:
Homeowners whose gross household income is at or below 80% of the median income limits may qualify for rehabilitation assistance via a grant. The residence must be located within the Butler County Entitlement area, excluding the cities of Hamilton and Middletown. The maximum assistance is $5,000.
Emergency repairs include but are not limited to:
Single Family Rehabilitation
Rehabilitation funds are utilized to assist homeowners that are living in substandard housing. All rehabilitation work completed will bring the home up to current codes and ensure that it is safe and habitable. This program is designed for single-family, owner-occupied properties. Rental units and mobile homes are not eligible under this program. The residence must be located within the Butler County Entitlement area, excluding the city of Hamilton. If the residence is located within the City of Middletown geographical limits, please contact the City of Middletown Planning Department at (513) 425-7938.
The following criteria must be met in order to participate in the Single Family Rehabilitation program:
Homeowners whose gross household income is at or below 80% of the median income limits may qualify for rehabilitation assistance via a loan. There are three (3) types of loans: an installment loan, deferred loan, and a combination installment and deferred loan. All loans become due and payable when the homeowner no longer resides in the home, (i.e., sells, rents, leases the home, or death). The type of loan provided is determined on a case by case basis. Assistance to eligible homeowners range from $10,000 to $25,000.
NON-HUD PROGRAMS:
Revolving Loan Fund
The Butler County Community Development Division administers a Revolving Loan Fund Prgoram which consists of affordable financing for small businesses in Butler County. For more detail on this program click here.
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